Dental Insurance with No Waiting Period
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Introducing DeltaVision®... a vision plan with teeth. Delta Dental of New Jersey and VSP® Vision Care are partnering. That means flexible, affordable benefits from partners you can trust.
Start by selecting a dental plan below or viewing our DeltaVision plan options.
Summary of Benefit: You pay the below percentages of your dentist's charges after you pay your deductible and coinsurance (where required). These plans do comply with the Pediatric Essential Health Benefit requirement of the Affordable Care Act (ACA) with the exception of the Clear Plan.
View no wait Pediatric ACA Qualified Dental Plans
Preventive Plan
Lowest cost plan; adult coverage limited to wellness services like exams and cleaning, pediatric across categories
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Calendar year maximumNone
Age 0-19 none
DeductibleNone
$75 per person out-of-network
Preventive Care0%
Cleanings, exam, x-rays and fluoride
FillingsNot covered
Age 0-19 50%
CrownsNot covered
Age 0-19 50%
Root canalNot covered
Age 0-19 50%
ImplantsNot covered
Non-Surgical ExtractionsNot covered
Gum disease deep cleaningNot covered
Age 0-19 50%
OrthodonticsNot covered
Age 0-19 50% (medically necessary)
Annual ContractYes
Waiting PeriodsNone
Plan Details
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Basic Family I
A basic plan with coverage for preventive, diagnostic and basic restorative services. Major services for adults not covered
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Calendar year maximum$1,000
Age 0-19 none
Deductible$225
Per family; In-Network
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings40%
Age 0-19 50%
CrownsNot covered
Age 0-19 50%
Root canalNot covered
Age 0-19 50%
ImplantsNot covered
Non-Surgical ExtractionsNot covered
Gum disease deep cleaningNot covered
Age 0-19 50%
OrthodonticsNot covered
Age 0-19 50% (medically necessary)
Annual ContractYes
Waiting PeriodsNone
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Basic Family II
A richer plan that also includes coverage for endodontics, periodontics, oral surgery and major services
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Calendar year maximum$1,000
Age 0-19 none
Deductible$75
Per family; In-Network
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings40%
Age 0-19 50%
Crowns50%
Age 0-19 50%
Root canal50%
Age 0-19 50%
ImplantsNot covered
Non-Surgical Extractions50%
Age 0-19 not covered
Gum disease deep cleaning50%
Age 0-19 50%
OrthodonticsNot covered
Age 0-19 50% (medically necessary)
Annual ContractYes
Waiting PeriodsNone
Plan Details
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Enhanced Family III
Highest level of adult coverage in all exchange certified plans; lower deductibles for pediatric enrollees
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Calendar year maximum$1,000
Age 0-19 none
Deductible$75
Per family; in-network
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings20%
Crowns50%
Root canal50%
ImplantsNot covered
Age 0-19 50%
Non-Surgical Extractions50%
Age 0-19 not covered
Gum disease deep cleaning50%
OrthodonticsNot covered
Age 0-19 50% (medically necessary)
Annual ContractYes
Waiting PeriodsNone
Plan Details
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Clear Plan
No guessing: fixed out-of-pocket costs, no waiting periods or dollar maximums. No out-of-network benefits*
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Plan year maximumNone
Per person per plan year
DeductibleNone
Preventive Care$60
Cleanings, exam, x-rays and fluoride
Fillings$120
Copay
Crowns$750
Copay; 1 tooth per 12 months
Root canal$500
Copay; 2 teeth per 12 months
Implants$2,500
Copay per tooth; 1 tooth per 12 months
Non-Surgical Extractions$120
Copay per tooth
Gum disease deep cleaning$120
OrthodonticsNot covered
Annual ContractYes
Waiting PeriodsNone
Plan Details
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* These are benefit highlights only. Monthly premiums shown are examples only of our lowest monthly rates for family coverage (subscriber & spouse, ages 26-50; plus one child, ages 0-25). Actual rates vary based on plan choice, your age, your location, number of people insured, their age, and relationship to you. Waiting periods may be waived if you had qualifying dental coverage prior to enrolling. There may be limitations and exclusions. For Clear Plan: No out-of-network benefits. For full details of plans, benefits and pricing, please DeltaDentalCoversMe.com.
Delta Dental of New Jersey is a part of Delta Dental Plans Association. Through our national network of Delta Dental companies, we offer dental coverage in all 50 states, Puerto Rico and other U.S. territories.
