No Wait Dental Insurance Plans

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Summary of Benefit: You pay the below percentages of your dentist's charges after you pay your deductible and coinsurance (where required).


These plans do comply with the Pediatric Essential Health Benefit requirement of the Affordable Care Act (ACA) with the exception of the Clear Plan.


View no wait Pediatric ACA Qualified Dental Plans

Preventive Plan

Lowest cost plan; adult coverage limited to wellness services like exams and cleaning, pediatric across categories
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Starts at
$48.71*
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Calendar year maximumNone
Age 0-19 none
DeductibleNone
$75 per person out-of-network
Preventive Care0%
Cleanings, exam, x-rays and fluoride
FillingsNot covered
Age 0-19 50%
CrownsNot covered
Age 0-19 50%
Root canalNot covered
Age 0-19 50%
ImplantsNot covered
 
Non-Surgical ExtractionsNot covered
 
Gum disease deep cleaningNot covered
Age 0-19 50%
OrthodonticsNot covered
Age 0-19 50% (medically necessary)
Annual ContractYes
Waiting PeriodsNone
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Basic Family I

A basic plan with coverage for preventive, diagnostic and basic restorative services. Major services for adults not covered
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Starts at
$61.82*
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Calendar year maximum$1,000
Age 0-19 none
Deductible$225
Per family; In-Network
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings40%
Age 0-19 50%
CrownsNot covered
Age 0-19 50%
Root canalNot covered
Age 0-19 50%
ImplantsNot covered
 
Non-Surgical ExtractionsNot covered
 
Gum disease deep cleaningNot covered
Age 0-19 50%
OrthodonticsNot covered
Age 0-19 50% (medically necessary)
Annual ContractYes
Waiting PeriodsNone
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Basic Family II

A richer plan that also includes coverage for endodontics, periodontics, oral surgery and major services
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Starts at
$106.90*
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Calendar year maximum$1,000
Age 0-19 none
Deductible$75
Per family; In-Network
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings40%
Age 0-19 50%
Crowns50%
Age 0-19 50%
Root canal50%
Age 0-19 50%
ImplantsNot covered
 
Non-Surgical Extractions50%
Age 0-19 not covered
Gum disease deep cleaning50%
Age 0-19 50%
OrthodonticsNot covered
Age 0-19 50% (medically necessary)
Annual ContractYes
Waiting PeriodsNone
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Enhanced Family III

Highest level of adult coverage in all exchange certified plans; lower deductibles for pediatric enrollees
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Starts at
$122.91*
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Calendar year maximum$1,000
Age 0-19 none
Deductible$75
Per family; in-network
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings20%
 
Crowns50%
 
Root canal50%
 
ImplantsNot covered
Age 0-19 50%
Non-Surgical Extractions50%
Age 0-19 not covered
Gum disease deep cleaning50%
 
OrthodonticsNot covered
Age 0-19 50% (medically necessary)
Annual ContractYes
Waiting PeriodsNone
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Clear Plan

No guessing: fixed out-of-pocket costs, no waiting periods or dollar maximums. No out-of-network benefits*
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Starts at
$136.00*
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Plan year maximumNone
Per person per plan year
DeductibleNone
 
Preventive Care$60
Cleanings, exam, x-rays and fluoride
Fillings$120
Copay
Crowns$750
Copay; 1 tooth per 12 months
Root canal$500
Copay; 2 teeth per 12 months
Implants$2,500
Copay per tooth; 1 tooth per 12 months
Non-Surgical Extractions$120
Copay per tooth
Gum disease deep cleaning$120
 
OrthodonticsNot covered
 
Annual ContractYes
Waiting PeriodsNone
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* These are benefit highlights only. Monthly premiums shown are examples only of our lowest monthly rates for family coverage (subscriber & spouse, ages 26-50; plus one child, ages 0-25). Actual rates vary based on plan choice, your age, your location, number of people insured, their age, and relationship to you. Waiting periods may be waived if you had qualifying dental coverage prior to enrolling. There may be limitations and exclusions. For Clear Plan: No out-of-network benefits.  For full details of plans, benefits and pricing, please DeltaDentalCoversMe.com.


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