Your Delta Dental Advantage: More Than Just Insurance

 

As a Delta Dental member, you have access to a plan designed to be easy to use, affordable, and focused on your health. Here’s how you benefit from choosing us.

Freedom to Choose
Your Dentist

Finding the right dentist is important. With access to our Delta Dental PPO and Delta Dental Premier® networks, you have an incredible selection of dentists to choose from.

Save Money on
Your Dental Care

We work to make dental care more affordable for you. Our dentists agree to pre-negotiated fees, which means your out-of-pocket costs are significantly lower than if you were uninsured.

Your Benefits,
Made Simple

We hold our network dentists to high standards. We believe using your dental benefits should be hassle-free.

Ready to Protect Your Smile?

Explore Our Plans
3/4

of dentists nationwide are in a
Delta Dental network

152,000+

Unique dentists in our combined networks

80M

Americans nationwide are covered
by Delta Dental

The Delta Dental Difference

No balance billing

No Paperwork

When you see a network dentist, they handle the claim paperwork for you.
Easy Access to Information: Use our website to check your benefits, view your eligibility, find a dentist, and track your claims history 24/7.
Direct Payments: We pay the dentist directly, so you are only responsible for your portion of the bill.

No claim forms

Partners in Total Wellness

Your oral health is a critical part of your overall health. We are more than just an insurance company; we are your partner in staying healthy. Your plan is designed to support your well-being with comprehensive coverage for preventive care like check-ups and cleanings.

Direct payment to dentists

Support When You Need It

If you have a question about your plan or a claim, our customer service team is here to help. We are focused on providing you with clear, accurate answers and resolving your concerns quickly and efficiently.

Frequently Asked Questions

Why is having a large dental network so important?

A large network gives you freedom and flexibility. It increases the likelihood that your current dentist is already in-network, saving you the trouble of switching. It also ensures that if you move or need a specialist, you'll have plenty of high-quality, in-network options to choose from, which guarantees you'll receive the best savings.

How do pre-negotiated fees actually save me money?

Our network dentists have agreed to accept lower fees for their services, which are significantly less than what they would normally charge. This means your share of the cost is calculated from a lower starting point, leading to immediate and substantial savings on everything from routine cleanings to major procedures.

Can I see a dentist who isn't in the Delta Dental network?

Yes, most of our plans offer the flexibility to see out-of-network dentists. However, your out-of-pocket costs will almost always be lower when you visit an in-network provider due to our pre-negotiated rates and the fact that we handle the claim for you directly.

Do I need a physical ID card to receive care?

No, you do not need a physical ID card. When you visit a network dentist, simply tell them you have Delta Dental coverage. They can look up your eligibility with your name and date of birth. You can also access a digital ID card through our mobile app or member portal anytime.