Family Dental Insurance Plans
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Summary of benefit: You pay the below percentages of your dentist's charges after you pay your deductible and coinsurance (where required). Monthly premiums shown are examples only of our lowest monthly rates for family coverage (subscriber & spouse, ages 26-50; plus one child, ages 0-25).
These plans do not comply with the Pediatric Essential Health Benefit requirement of the Affordable Care Act (ACA).
View Family ACA Qualified Dental Plans
Clear Plan
No guessing: fixed out-of-pocket costs, no waiting periods or dollar maximums*
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Plan year maximumNone
Per person per plan year
DeductibleNone
does not apply to routine procedures
Preventive Care$60
Cleanings, exam, x-rays and fluoride
Fillings$120
Copay
Crowns$750
Copay; 1 tooth per 12 months
Root canal$500
Copay; 2 teeth per 12 months
Implants$2,500
Copay per tooth; 1 tooth per 12 months
Non-Surgical Extractions$120
Copay per tooth
Gum disease deep cleaning$120
OrthodonticsNot covered
Annual ContractYes
Waiting PeriodsDoes not apply
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Classic Plan
Economical coverage, with cost-sharing on all covered services
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Plan year maximum$1,000
Per person per plan year
Deductible$50
does not apply to routine procedures
Preventive Care20%
Cleanings, exam, x-rays and fluoride
Fillings50%
6-month waiting period may apply
Crowns50%
12-month waiting period may apply
Root canal50%
12-month waiting period may apply
ImplantsNot covered
Non-Surgical Extractions50%
Gum disease deep cleaning50%
12-month waiting period may apply
OrthodonticsNot covered
Annual ContractYes
Waiting PeriodsMay apply
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Enhanced Plan
Full preventive coverage, cost-sharing for restorative and major services
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Plan year maximum$1,000
Per person per plan year
Deductible$50
does not apply to routine procedures
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings20%
Crowns50%
12 month waiting period may apply
Root canal50%
12 month waiting period may apply
ImplantsNot covered
Non-Surgical Extractions50%
Gum disease deep cleaning50%
12 month waiting period may apply
OrthodonticsNot covered
Annual ContractYes
Waiting PeriodsMay apply
Plan Details
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Most Popular
Premium Plan
Highest maximum, lifetime deductible, implant coverage with largest network
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Plan year maximum$2,000
Per person per plan year
Deductible$100
does not apply to routine procedures
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings20%
Crowns50%
12-month waiting period may apply
Root canal50%
12-month waiting period may apply
Implants50%
12-month waiting period may apply
Non-Surgical Extractions50%
12-month waiting period may apply
Gum disease deep cleaning50%
12-month waiting period may apply
OrthodonticsNot covered
Annual ContractYes
Waiting PeriodsMay apply
Plan Details
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* These are primarily Adult in network benefit highlights only. Monthly premiums shown are examples only of our lowest monthly rates for family coverage (subscriber & spouse, ages 26-50; plus one child, ages 0-25). Actual rates vary based on plan choice, your age, your location, number of people insured, their age, and relationship to you. Waiting periods may be waived if you had qualifying dental coverage prior to enrolling. Plans may have certain limitations and exclusions. For Clear Plan: No out-of-network benefits. For full details of plans, benefits and pricing, please visit DeltaDentalCoversMe.com.
Delta Dental of New Jersey is a part of Delta Dental Plans Association. Through our national network of Delta Dental companies, we offer dental coverage in all 50 states, Puerto Rico and other U.S. territories.
