Dental Insurance Plans for Seniors & Retirees

Affordable, reliable dental plans for Seniors and Retirees are right here. Find the plan to fit your lifestyle and budget.

Summary of Benefit: You pay the below percentages of your dentist's charges after you pay your deductible and coinsurance (where required).


These plans do not comply with the Pediatric Essential Health Benefit requirement of the Affordable Care Act (ACA).

Classic Plan

Economical coverage, with cost-sharing on all covered services with a monthly contract
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Starts at
$91.27*
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Plan year maximum$1,000
Per person per plan year
Deductible$50
does not apply to routine procedures
Preventive Care20%
Cleanings, exam, x-rays and fluoride
Fillings50%
6-month waiting period may apply
Crowns50%
12-month waiting period may apply
Root canal50%
12-month waiting period may apply
ImplantsNot covered
 
Non-Surgical Extractions50%
 
Gum disease deep cleaning50%
12 month waiting period may apply
Annual ContractYes
Waiting PeriodsMay apply
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Clear Plan

No guessing: fixed out-of-pocket costs, no waiting periods or dollar maximums*
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Starts at
$120.00*
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Plan year maximumNone
Per person per plan year
DeductibleNone
 
Preventive Care$60
Cleanings, exam, x-rays and fluoride
Fillings$120
Copay
Crowns$750
Copay; 1 tooth per 12 months
Root canal$500
Copay; 2 teeth per 12 months
Implants$2,500
per tooth; 1 tooth per 12 months
Non-Surgical Extractions$120
Copay per tooth
Gum disease deep cleaning$120
Copay
Annual ContractYes
Waiting PeriodsDoes not apply
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Enhanced Plan

Full preventive coverage, cost-sharing for restorative and major services
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Starts at
$117.96*
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Plan year maximum$1,000
Per person per plan year
Deductible$50
does not apply to routine procedures
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings20%
 
Crowns50%
12-month waiting period may apply
Root canal50%
12-month waiting period may apply
ImplantsNot covered
 
Non-Surgical Extractions50%
 
Gum disease deep cleaning50%
12 month waiting period may apply
Annual ContractYes
Waiting PeriodsMay apply
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Premium Plan

Highest maximum, lifetime deductible, implant coverage with largest network
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Starts at
$126.48*
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Plan year maximum$2,000
Per person per plan year
Deductible$100
per person per lifetime
Preventive Care0%
Cleanings, exam, x-rays and fluoride
Fillings20%
 
Crowns50%
12-month waiting period may apply
Root canal50%
12-month waiting period may apply
Implants50%
12-month waiting period may apply
Non-Surgical Extractions50%
12-month waiting period may apply
Gum disease deep cleaning50%
12 month waiting period may apply
Annual ContractYes
Waiting PeriodsMay apply
Plan Details Collapse

* These are benefit highlights only. Monthly premiums shown are examples only of our lowest monthly rates for family coverage (subscriber & spouse, ages 65+). Actual rates vary based on plan choice, your age, your location, number of people insured, their age, and relationship to you. Waiting periods may be waived if you had qualifying dental coverage prior to enrolling. Plans may have certain limitations and exclusions. For Clear Plan: No out-of-network benefits. For full details of plans, benefits and pricing, please visit DeltaDentalCoversMe.com.

 

Taking care of your smile has much more of an effect on your overall health than you might think, especially as you get older. That’s just one of the many reasons why it’s so important to ensure that you have an affordable and reliable senior dental insurance plan to help protect yourself from common diseases that can affect your mouth’s health. Senior dental insurance is an affordable solution that offers accessibility to routine dental care and procedures to keep your smile healthy, and ultimately save you from more serious health risks.

Delta Dental offers a variety of affordable and reliable senior dental plans to fit different lifestyles and budgets. As you enter the next chapter of your life, find the perfect plan for you to help you stay on track with accessibility to routine dental care and procedures to keep your smile healthy.