Why Offer Voluntary Benefits to your Employees?
A voluntary (employee-paid) dental plan is a group dental plan where employees will pay most or all of their premiums. This will benefit your employees by allowing them to pay much less for a voluntary plan through your company, as compared to an individual plan.
Low premiums Employees pay lower premiums compared to buying a dental plan on their own. |
Low out-of-pocket costs Many plans cover 100% of preventive care (such as oral exams, cleanings, and X-rays). |
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Convenience Employees pay their premiums through payroll deduction. |
- Extras that your employees can't get with an individual plan include more plan choices and greater flexibility.
Here’s an example: Both Jill and Jane get crowns from the same dentist. Jane, who doesn’t have Delta Dental benefits, pays the dentist’s full $1,350 fee. Jill's Delta Dental PPO plan covers crowns at 50% - and Delta Dental negotiates a lower fee ($940) for Jill's crown with the dentist.
This means Jill's out-of-pocket cost amounts to 50% of the lower Delta Dental PPO negotiated rate. Jill pays just $470 for her crown - $880 less than what Jane paid.
Voluntary for Employers
Voluntary Benefit Videos
The benefits of enrolling in a group dental plan, sometimes referred to as voluntary benefits, far outweigh going it alone
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Offering Delta Dental voluntary benefits to your employees makes sense for your dollars
Delta Dental of New Jersey is a part of Delta Dental Plans Association. Through our national network of Delta Dental companies, we offer dental coverage in all 50 states, Puerto Rico and other U.S. territories.
