Notice
Our offices will be closed on Monday, May 26, 2025, in observance of Memorial Day. Warm wishes to you and your family as we honor and remember the brave men and women who have sacrificed in service of our nation.
From Friday May 23rd through Friday, August 29, 2025: Customer Service hours will be 8:00 AM – 6:30 PM EST Monday through Thursday and 8:00 AM - 1:00 PM EST on Friday.
To view benefit information and claim status at any time, you can sign into your account or use our Interactive Voice Response System 24/7 at 800-452-9310.
Save some green on your pearly whites
Here’s how using an in-network dentist saves you money:
 Excellent benefits with low out-of-pocket costs.In-network dentists have agreed to pre-established fees for services. |
 No more billing surprises.Delta Dental in-network participating dentists won’t “balance bill” patients. That means they can’t charge you the difference between their usual fee and the amount they’ve agreed to charge patients covered by Delta Dental. |
On average, patients save 45% (PPO) and 32% (PPO Plus Premier) on the fee typically submitted for a claim1
Let’s take a real-world example of a common dental procedure—a crown that costs $1,438—to see how using an in-network dentist saves you money.
| When you see a Delta Dental PPO dentist | |
| PPO dentist’s max allowed fee | $790 4 |
| Delta Dental covers 50% of the maximum allowed fee | x 50% |
| Your cost, assuming you already met your deductible for the year | $395 |
Total savings with the Delta Dental PPO network = $772! |
|
| When you see a Delta Dental Premier dentist | |
| Premier dentist’s max allowed fee | $930 4 |
| Delta Dental covers 50% of the maximum allowed fee | x 50% |
| Your cost, assuming you already met your deductible for the year | $465 |
Total savings with the Delta Dental Premier network = $702! |
|
| When you see an out-of-network dentist | |
| They can bill you the full $1,438 | $1,562 2 |
| Delta Dental’s maximum allowed fee | -$790 3 |
| The difference between the dentist’s charge and the maximum allowed fee is the balance billed amount | $772 |
| Delta Dental covers 50% of the maximum allowed fee | $395 |
| You’ll pay the other half of the maximum allowed fee plus the balance billed amount from above | $395 + $772 |
| Your cost | $1,167 |
It pays to use Delta Dental network dentists.
12023 Milliman DAA DDPA PPO Discounts by State.xlsx, New Jersey PPO All tab, DD PPO Products discount
2DSC_Report_1_2024-06-01_To_2024-11-30.accdb, 1 DSC State Basic table, NJ 50th percentile fee for procedure D2740 (rounded from $1,561 to $1,562)
3NJ Region 5 MAFN fee for procedure D2740
4NJ Region 5 PPO fee for D2740
