*Updated October 2025
Key takeaways about open enrollment
- Open enrollment usually runs Nov. 15-Jan. 1, but dates may vary by employer.
- Preparing ahead makes open enrollment a simple, stress-free process.
- Dental insurance supports both oral and overall health by making care more accessible and affordable.
- Use this time to review your needs and select the plan that fits your health and budget.
Open enrollment can feel overwhelming, whether it’s your first time or your 30th. But with a clear understanding of the process and some research into plans and coverage, it can become a simple, stress-free experience completed in just a few clicks.
Understanding open enrollment
Open enrollment is the period near the end of each year when companies allow employees to enroll in or change health benefits. It’s also the time for individuals to sign up for health insurance plans or adjust existing coverage outside of the workplace.
As you move through open enrollment, it’s important to think about your health needs and consider how coverage can support your overall well-being. Oral health, for example, is closely tied to whole-body health.
Dental insurance makes care more accessible and affordable, ensuring you get the treatment you need. Take advantage of open enrollment to choose the plan that best fits your health and budget for the year ahead.
Choosing the right dental insurance plan
When selecting a dental insurance plan, it’s important to explore your options in advance. Open enrollment is the best time to evaluate your coverage and make sure it aligns with your health goals.
Tips to prepare:
- Review your current coverage. Does it still meet your oral health needs?
- Consider upcoming care. Will you need new treatments, surgeries, or medications? Factor these into your decision.
- Compare plan options. Look at costs, coverage, and provider networks.
- Understand costs. Pay attention to premiums, deductibles, copays, and out-of-pocket costs to get the full picture.
- Ask questions. If you’re unsure about what’s covered, reach out to your insurance provider.
- If you have an employer-provided plan, your company may offer a meeting or digital presentation that outlines options and benefits before enrollment.
- If you purchase an individual plan, reach out to your insurance provider’s customer service team for guidance on what plan may be the best fit.
Navigating the enrollment process
Once you’ve identified the right plan, check your enrollment dates and mark your calendar so you don’t miss them.
Nationwide, open enrollment generally runs Nov. 15-Jan. 1, though dates may vary by employer. Watch for emails or notifications from your HR team to confirm your enrollment window, and reach out if you’re unsure.
Note: Outside of open enrollment, changes to health insurance are typically restricted to qualifying life events, such as getting married, having a child, or losing other coverage.
Open enrollment puts you in control of your health care
Once you’ve reviewed your options, selected a plan, and confirmed your enrollment dates, you’re ready for the final step: to enroll in your dental insurance plan.
Follow your employer’s instructions to complete the process, or if you have an individual plan, visit your insurance provider’s website and search “open enrollment” to get started.
