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Program Overview
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DeltaCare:
A Managed Dental Care program
The DeltaCare
managed dental care program is administered
by Flagship Dental Plans, a wholly owned subsidiary
of Delta Dental of New Jersey, Inc. DeltaCare
is a comprehensive managed care dental HMO-type
program. Patients select a primary care dentist
who provides necessary dental care and coordinates
referrals for specialty care. Primary care
(general) dentists receive a monthly capitation
payment for members who select their office.
This amount is supplemented with patient copayments
for certain services, depending on the plan
selected by the member's employer. Specialty
services performed by the general dentist are
reimbursed on a schedule of maximum allowable
charges.
DeltaCare
offers members a choice of primary care in
private practice locations, all of whom meet
facility standards established by Flagship
Dental Plans, based on accepted standards of
dental care.
- Capitation Payments
Flagship
will pay the plan primary care dentist a monthly
capitation fee. This fee will be considered
payment for all dental services provided to
covered members unless the service is either
not covered by the plan, or requires the member
to pay a copayment directly to the primary
care dentist.
The monthly
capitation fee will vary among group policy
holders depending on the plan each employee
chooses. Plans with lower monthly capitation
fees will have higher relative patient copayments,
and plans with higher monthly capitation fees
will have lower relative payment copayments.
More detailed information concerning capitation
fees is included in our information kit.
- Non-Covered Services
For non-covered
services, the dentist may charge his or her
usual fee and look directly to the member for
payment. In such cases, the plan primary care
dentist agrees to a) advise the member of services
professionally recommended but excluded from
coverage; b) give the member the option to
proceed with such services at the member's
expense; and c) explain that the member will
be responsible for the total fees for these
excluded procedures.
- Specialty Care Services
The plan primary
care dentist may agree to provide some specialty
care dental services that he or she is qualified
to perform and which has been approved for referral
by Flagship. For these services, the dentist
agrees to accept the schedule of maximum allowable
charges for specialty services as payment in
full. Flagship will issue a claim payment for
covered specialty services, less any required
patient copayment.
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Specialty
Care Referrals
Specialists
available to DeltaCare participants include
oral surgeons, endodontists, periodontists,
and orthodontists. DeltaCare has recently modified
the specialty referral process in an effort
to simplify the administration of the DeltaCare
program. For most endodontic and oral surgery
services, eligible DeltaCare enrollees can
be referred directly from the primary care
dental office to participating DeltaCare specialists.
Orthodontic referrals require just a phone
call to confirm orthodontic coverage prior
to referral. More extensive treatments will
still require preauthorization. This process
is explained in detail in the Specialist section.
- Member Communications
Managed dental
care programs can represent a significant change
for employees. The success of the transition
depends upon understanding how to use the managed
care network and what benefits are available,
as well as the plan exclusions and limitations.
Flagship provides
information to members in a
"question and answer" format to assist
in communicating the plan benefits to employees.
Flagship also provides a benefit booklet that details
all of the plan benefits, as well as the scheduled
copayment amounts for covered benefits so that
employees can make a well-informed decision and
understand any financial obligation they may have
for certain services.
Click
here to contact our Network
Coordinator via e-mail
Or notify
Flagship in writing or via fax/e-mail of
the change.
DeltaCare/Flagship
Dental Plans
1639 Route 10
P.O. Box 369
Parsippany, New Jersey 07054
Attention: Network Coordinator
Phone: 1-800-722-3524
x4048
Fax: 973-285-4162
DeltaCare
is underwritten and administered by Flagship
Dental Plans, a wholly-owned subsidiary of
Delta Dental of New Jersey, Inc.
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