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Broker News - October 2006

 

Articles
Brokers Give Delta Dental High Ratings in Survey
Patients Can Download, Print ID Cards
Golf Outing Results Announced
2005 Annual Report Published
Staff Spotlight: E.J. Sebelle
Online Consultant News Delivers More Info to Your Desktop
Nationwide Delta Dental System Posts 26th Consecutive Year of Growth

Importance of Dental Visits Increases with Understanding of Greater Connections between Oral, Overall Health


Brokers Give Delta Dental High Ratings in Survey

Delta Dental this year launched our first Broker Survey to learn more about our brokers, find out how we compare to our competitors, and learn what brokers value most from dental benefits insurers.

Delta Dental ranked highest in broker satisfaction among nine major dental carriers, according to the survey. This was true for all group sizes. More than 9 out of 10 brokers are satisfied to very satisfied with Delta Dental overall. Delta Dental scored more than 20 percentage points higher than the next highest competitor.

Brokers gave us high marks on most attributes. Areas where we scored the highest were:

  • Knowledge of their Delta Dental account executive
  • Implementation of new groups
  • Ability to obtain accurate rates
  • Reputation
  • Claims processing
  • Ease of program administration
  • Ability to resolve problems
  • Member and client satisfaction
  • Claims processing
  • Ability to locate a network dentist

Surveys were e-mailed to nearly 300 brokers in New Jersey and Connecticut. More than 100 brokers responded.

Plans are underway to make this an annual survey. If you were not contacted for the 2006 survey and want to take part in future surveys, please send your contact information, including e-mail address, to dbelle@deltadentalnj.com.


Patients Can Download, Print ID Cards

Delta Dental doesn’t require ID cards, and many employers do not issue them. However, many dental offices ask for ID cards anyway. Many members told us they wanted the option of getting ID cards if they needed them.

We listened. Delta Dental recently launched online ID cards for members. This enables them to print ID cards as often as they need.

Members can access their online ID card through Benefits Connection, the secure area of our Web site where they can also obtain detailed information about their dental benefits. They just need to click the icon on the top left of the screen after registering for Benefits Connection. The card is then presented to them for printing. The ID card includes their name, group number and the Delta Dental program in which they are enrolled.

This service will be available to all members except those enrolled in Delta Dental Patient Direct and DeltaCare. DeltaCare members needing replacement cards should call DeltaCare Customer Service at (800) 722-3524.


Golf Outing Results Announced

The Sixteenth Annual Delta Dental Classic raised $53,000 for Special Olympics New Jersey (SONJ). The Classic took place in June at Fiddler’s Elbow Country Club in Bedminster, New Jersey. 
 
Over the past 16 years the Delta Dental Classic has raised more than $553,000 for SONJ. 
 
SONJ helps those with mental disabilities become physically fit, productive, and respected members of society through sports training and competition. 
 
Special thanks to all of our participants and sponsors.


2005 Annual Report Published

Delta Dental’s 2005 Annual Report, called “Ordinary People Doing Extraordinary Things,” highlights many of the community service projects supported by Delta Dental and our employees. It also highlights our business achievements. In 2005 we:

  • Retained 95% of our customers.
  • Processed a record 2.8 million claims for $418 million.
  • Added coverage for brush biopsy, a procedure that helps detect early stages of oral cancer.
  • Launched a dental access plan called Delta Dental Patient Direct for uninsured residents of New Jersey. 

To order your free copy of Delta Dental’s 2005 Annual Report, visit our Web site at www.deltadentalnj.com. Click “Our Company” on the left navigation bar. Then click “Annual Report.”


Staff Spotlight: E.J. Sebelle

E.J. Sebelle joined Delta Dental even before graduating from Montclair State University in 1999. He remembers thinking, “It’s a great place to start my career.”

It’s a good place to advance it, too. E.J. was recently promoted to Market Research Analyst, a new position for Delta Dental.

His job includes analyzing competitive intelligence about other dental benefits carriers. He looks at how other dental networks and plan designs compare to Delta Dental’s.

“DDPA [Delta Dental Plans Association] does this on a national level,” E.J. explains. “I focus on the New Jersey and Connecticut marketplace.”

E.J. is a member of the Society of Competitive Intelligence Professionals. He works with Mark Nadeau, vice president, Marketing, and John Gumkowski, director, Sales and Marketing, to analyze the New Jersey and Connecticut markets and research market potential in each state.

“I’m very excited about this opportunity to help our company grow,” says E.J.


Online Consultant News Delivers More Info to Your Desktop

If you have e-mail, you can subscribe to Delta Dental’s Consultant News.

Consultant News is a free e-mail newsletter Delta Dental periodically sends to brokers and consultants who subscribe. It’s in addition to Broker News, which Delta Dental prints and mails free to brokers twice a year.

Consultant News keeps you up to date about our products and services. Recent articles covered everything from national trends in dental benefits coverage to how our Web site can simplify work for you and your clients.

If you would like to subscribe to Consultant News, please visit our Web site at www.deltadentalnj.com, click “Brokers” and enter your e-mail address in the “Consultant News” subscription box. You may unsubscribe to Consultant News at any time. 
 
If you ever have comments about Consultant News, or have a question or topic that you want to see covered, please contact our editor at dbelle@deltadentalnj.com.  
 
Delta Dental does not sell, rent, or disclose e-mail addresses to third parties. Therefore, you will not receive unsolicited e-mail ("spam") as a result of subscribing to Consultant News.


Nationwide Delta Dental System Posts 26th Consecutive Year of Growth

The nationwide Delta Dental system posted its 26th consecutive year of financial gains and member growth in 2005, serving one million more dental-benefits members than in the previous year.
 
In 2005, the Delta Dental system:

  • Posted approximately $12 billion in premium revenue during fiscal year 2005, the system’s 26th consecutive year of financial gains. 
  • Served 47 million members, or more than one-quarter of the estimated 159 million Americans with dental insurance. 
  • Saved groups $4.4 billion through cost-control activities. This is $500 million more in savings over the previous year. 
  • Processed more than 69 million claims – nearly 1.3 million every week – with an accuracy rate of 99%.

In addition, the network of Delta Dental Premier dentists is the country’s most extensive, with approximately 118,000 dentists – more than twice the amount of any competitor’s PPO network. Also, more than 81,000 groups across the nation sponsored dental benefits through the Delta Dental system.

“It’s gratifying to see such growth in the number of members, the size of our networks and the savings resulting from our cost management strategies,” said Tom Dolatowski, vice president of marketing for Delta Dental Plans Association.  “These numbers show that we’re making great progress in bringing affordable care to more people.”


Importance of Dental Visits Increases with Understanding of Greater Connections between Oral, Overall Health

Heading to the dentist’s office? Your visit may double as a private health investigation.

As research continues to uncover links between the health of our mouths and the rest of our bodies, regular visits to the dental office are becoming all the more important.

“Routine dental visits can uncover a number of things about our health, and put us on the path to preventing and managing bigger health issues for ourselves and our families,” says Dr. Scott Navarro, dental director, Delta Dental of New Jersey.

Here are some diseases and the clues they leave in our mouths for oral health professionals to discover.

Upper respiratory disorders. Viral infections in the lungs of sufferers can produce lesions or sores inside their mouths.

Acid Reflux and Hiatal Hernia. Sufferers who repeatedly burp bile into their mouths can experience eroded tooth enamel, sensitive teeth and a bitter taste in their mouths.

Diabetes. Clues left in the mouths of diabetics include inflammation, infections, dry mouth, burning tongue, persistent gingivitis, and multiple lesions. Even patients who know they have diabetes may require special care. They may be taking medications that inhibit their ability to produce saliva, an important ally in the fight against cavities and gum disease.

Kidney failure. Dentists can also find evidence of kidney failure. Retarded tooth development in children, dry mouth, odor, metallic taste, ulcers on the tongues and gums in adults may lead the dentist to suggest a visit to a medical doctor to check for properly functioning kidneys.

Anemia. Some of the earliest signs of anemia, where our bodies don’t produce enough oxygen-carrying red blood cells, are oral. These signs include burning, fiery red tongue, inflamed mucous membranes and difficulty swallowing.

Osteoporosis.  As part of standard first visits, dentists and their staff take x-rays of the mouth area to spot oral health problems, typically no more serious than cavities. However, in some cases these x-rays show jawbones that have eroded and become thinner, a symptom of osteoporosis.

So what does this potential for finding other conditions mean for people heading to the dentist?

For dentists, the emphasis remains on protecting and promoting oral health. But as part of that commitment, patients are finding their initial and follow-up exams to cover health topics outside their mouths. Dental professionals often inquire about medical history, discuss medications the patients are taking, and may measure vital signs. All of this is a part of diagnosing the oral health of patients and developing treatment plans.

“There are many factors that contribute to the state of our oral health and our bodies. Patients can expect the contemporary dental professional to take a systematic approach to protecting and promoting their oral health. That’s what works best,” says Dr. Navarro.

 
©2006 Delta Dental of New Jersey, Inc.